We toil day in and day out so that our family can have a better tomorrow. We keep looking for opportunities to invest our hard earned money so our loved ones can have a brighter future. That’s why we need to plan our investments prudently so that the effort that we put in for the happiness of our family does not go waste.

The key to building a stable and secure future lies not only in saving regularly but also in taking steps to maximize and protect all that we have saved. In order to strike this balance, it certainly helps if we make investments in low risk, safe options that give assured returns over a period of time and help us in financially securing the future of our loved ones.

To provide such an assurance and stability to your investment and saving options, we present the various schemes with guaranteed returns and free from speculation or risk.

Interest rates on Term Deposits

Duration	Revised ROI P.A. From 21/02/2023
	Retail / General	Senior Citizens	Super Senior Citizens (80 years and above) - Single Depositor
15 Days Deposit (Auto renewal)	4.00%	4.50%	4.50%
31 days to 90 days	5.00%	5.50%	5.50%
91 days to 180 days	5.50%	6.00%	6.00%
181 days to less than 1 year	6.00%	6.50%	6.50%
1 year to Less than 2 years	8.00%	8.50%	9.00%
2 years to Less than 3 years	8.00%	8.50%	9.00%
3 years upto 5 years	7.25%	7.75%	8.25%
Above 5 years	7.00%	7.50%	7.50%

Special Deposit Scheme

Duration	Rate of Interest P.A.
	Retail / General	Senior Citizens	Super Senior Citizens (80 years and above) - Single Depositor
300 Days Deposit (Simple Interest)	7.00%	7.50%	7.50%
500 Days Deposit (Simple Interest)	8.25%	8.75%	8.75%

Aishwarya Samriddhi Yojana

Duration	Rate of Interest P.A.
	Retail / General	Senior Citizens	Super Senior Citizens (80 years and above) - Single Depositor
999 Days (Simple Interest)	8.25%	8.75%	8.75%

Interest on Savings Bank Deposit

Duration	Rate of Interest P.A.
	Retail / General	Senior Citizens	Super Senior Citizens (80 years and above) - Single Depositor
Savings Bank	4.00%	4.00%	4.00%