Gold Loan


Agrasen Bank provides liquidity against gold ornaments without having to sell them to meet your financial needs. Use the power of gold which you have kept in your locker.

You can avail a loan against gold to expand your business or to fulfill other financial requirements such as your children’s higher education, marriage of your child or any unforeseen medical emergencies.

Loan against gold is one of the easiest means of finance that can be availed.

Eligibility Individuals
Type of Facility Demand Loan
Amount of Loan Maximum 10 lakhs
Repayment 4 lakhs bullet payment and above 4 lakhs EMI
Security Ornamental gold / jewellery
Rate of interest
Term ROI
3 Months 10.00%
6 Months 11.00%
1 Year 12.00%
Documentation D P Note and D P Note delivery letter
Sanctioning Authority General Manager / CEO / Board
Margin 25% of intrinsic value of gold.
Interest Calculator