Service Charges
W.E.F 01-04-2023
Excluding Goods and Service Tax(GST)
| Sr No. | Particulars | Present Charges |
|---|---|---|
| 1. | Cheque Book Facility | |
| a. | Savings Accounts - First Cheque Book | Free Of Charge |
| b. | Savings Accounts | ₹ 2.5 Per Leaf |
| c. | Current Accounts, Cash Credit Accounts & Overdraft Accounts | ₹ 4 Per Leaf |
| 2. | Issue Of Pass Book / Pass Book Statement - E-statement | |
| a. | Savings And Other Accounts For First Time | No Charges |
| b. | Issue Of Balance Certificates | ₹ 100 |
| c. | Issue Of Interest Certificates (Interest Paid/Interest Collected Certificates) | No Charges |
| 3. | Issue Of Duplicate Pass Book or Statement | |
| a. | Issue Of Duplicate Pass Book | ₹ 100 |
| b. | Issue Of Duplicate Statement or Financial Year | ₹ 30 per page |
| 4. | Stop Payment Charges | |
| a. | Saving Accounts | ₹ 100 |
| b. | Current Accounts, Cash Credit Accounts And Overdraft Accounts | ₹ 100 |
| c. | Revocation of Stop Payment | No Charges |
| 5. | Enquiry of Old Records for All Categories | |
| a. | Entries Upto 6 Months | Free of Charge |
| b. | Entries Above 6 Months Upto 1 Year | ₹ 100 |
| c. | Beyond One Year | ₹ 250 |
| 6. | Account Closure Charges | |
| a. | Savings Accounts | ₹ 100 |
| b. | Current Accounts, Cash Credit Accounts and Overdraft Accounts | ₹ 200 |
| c. | RD Premature Account Closure Charges within One Year | No Charges |
| 7. | Signature/Photo Verification/Certificate For Passport Purpose | ₹ 100 |
| 8. | Demand Draft/Payorder Cancellation and Revalidation Charges | ₹ 100 |
| 9. | SMS Alert Charges | ₹ 15 (Half yearly) |
| 10. | Address Confirmation Or Address Attestation | ₹ 50 |
| 11. | Request For Change 0f Mobile Number/Email/Address | ₹ 50 |
| 12. | LOCKER Charges | |
| a. | Small-A | ₹ 1500 |
| b. | Small-A1 | ₹ 2000 |
| c. | Medium | ₹ 3000 |
| d. | Large-C1 | ₹ 4000 |
| e. | Large-C2 | ₹ 4500 |
| f. | Jumbo-A | ₹ 6000 |
| 13. | Share Certificate Charges (if Duplicate Applied) | ₹ 200 |
| 14. | Account Maintenance Charges/Folio Charges for Current Account | Average 40 Entries @1.5% - System |
| 15. | Minimum Balance To Be Maintained | |
| a. | Savings Basic Bank Account | NIL |
| b. | Saving Bank Account With Cheque Book/ATM | ₹ 1000 |
| c. | Current Account | ₹ 5000 |
| 16. | Annual Inspection Of Primary / Collateral Securities | |
| a. | There Should Be Atleast One Visit Per Annum And Ideally Two Visits In One Year and Charges to be levied are as Under: | |
| b. | For Facility Upto ₹ 50 Lakhs | For Half Year ₹ 500 per visit |
| c. | For Facility Beyond ₹ 50 Lakhs | For Half Year ₹ 500 per visit |
| 17. | DDs Charges/DDs Cancellation Charges | |
| a. | Pay Order In Cash Upto 10000/- | ₹ 0.10 paisa per ₹ 100/- |
| b. | Pay Order By Account Transfer | ₹ 0.08 paisa per ₹ 100/- |
| c. | Other Bank DDs | ₹ 0.15 paisa per ₹ 100/- |
| d. | Cancellation Charges | ₹ 100 |
| 18. | RTGS/NEFT Charges | |
| a. | RTGS/NEFT Charges below ₹ 10,000/- | NIL |
| b. | RTGS/NEFT Charges above ₹ 10,000/- | ₹ 15 |
| c. | RTGS/NEFT Charges for Premium Accounts | NIL |
| 19. | Cheque Return Charges | |
| a. | For all the accounts (Savings/Current/Cash Credit/Overdraft) | ₹ 100 |
| b. | For loan accounts | ₹ 200 |
| 20. | Cash Handling Charges | ₹ 0.06 paisa per 100/- |
| 21. | Bank Guarantee Commission | 1% |
| 22. | Loans Related | |
| a. | Processing Charges On Loans | 1% of Loan Amount |
| b. | Cash Credit/Overdraft Renewal | 0.5% of Loan Amount |
| c. | Cersai Charges | ₹ 250/- |
| d. | Cibil Charges | ₹ 300/- Individual ₹ 1800/- Commercial |
| e. | Charges Creation/Release | ₹ 1000/- |
| 23. | ATM Related Charges | |
| a. | Reissue against loss of card | ₹ 150 |
| b. | Issue of PIN mailer 2nd time | ₹ 15 |
| c. | Annual charges for card | ₹ 100 |
| d. | ECOM/POS Limit | ₹ 100000/- |
| e. | ATM Cash withdrawal Limit | ₹ 50000/- per day |
