Mortgage Loan


This scheme provides loan / overdraft facility against mortgage of property to meet financial needs of the people. The scheme is for people engaged in trade, commerce and business and also Professionals and self employed proprietary firm, partnership firm, companies etc and individuals with high net worth including salaried people. The product provides an opportunity to customers to borrow against mortgage of property to meet the credit needs of trade, business, marriage, medical, education, repairs, renovation, extension to residence / commercial property, purchase of property, pilgrimage, tours etc.

Loan Against property is the perfect way to unlock the hidden value of your property.

Eligibility Individuals, Firms and Associations with GST Registration
Type of Facility C C for short term needs & T L for Long term purposes
Amount of Loan 70%-75% based on past achievement / Projections
Repayment EMI
Security Land & Buildings without any encumbrance / Two Guarantors
Rate of interest 14.00% to 16.00%
Documentation Hypothecation agreement, Guarantee deed etc
Sanctioning Authority General Manager / CEO / Board
Margin Minimum 25% of the projected cost
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